Car Repairs Don’t Have to Wait – Flexible Financing at Magic Lube & Rubber
Flexible Repair Financing to Keep You Safely on the Road This Season
The holiday season is coming fast—shopping lists are growing, calendars are filling up, and budgets can start feeling a little squeezed. When that happens, it’s easy to push things like car services or repairs to “after the holidays.” We get it—nobody wants one more expense in December. But staying safe on the road shouldn’t have to wait, especially when you’re heading to family gatherings, holiday parties, school concerts, and all the seasonal fun here around Lake Hopatcong.
That’s why at Magic Lube & Rubber, we want to make sure you know:
you don’t have to choose between your budget and a safe, reliable vehicle.
We offer multiple financing options that can help you get the service you need now and pay over time—with simple applications and no stress.

Why Financing Makes Sense
Unexpected car repairs happen—it's part of owning a vehicle. But when they show up right before the holidays, it can really throw your plans off. Financing can help spread out the cost so you can handle your vehicle needs today and keep your plans, your peace of mind, and your holiday spirit intact.
Our team is always happy to walk you through the options, explain how each works, and help you choose the one that fits your situation best.
Our Financing Partners
Affirm – Easy Payments, Straightforward Terms
Affirm makes things simple. You’ll see the total amount and payment plan before you sign up—no late fees, and no hidden surprises. The approval process is quick, many times instant, and you can choose payment terms that work for your budget. It’s a great choice for bigger repairs or unexpected service needs.
Sunbit – Made for Everyday Drivers
Sunbit is one of the customer favorites here at Magic Lube & Rubber because it’s quick, friendly, and designed to give real people real solutions. Most approvals take about 30 seconds, and checking your eligibility won’t impact your credit score. With flexible monthly payments, Sunbit helps you stay on top of maintenance and repairs without delaying what needs to be done.
Synchrony – Strong Automotive Programs Backed by Trusted Names
Synchrony provides reliable automotive financing programs, including well-known offerings backed by NAPA and Continental. Depending on the season and promotion, qualifying customers may enjoy special terms like deferred interest or lower monthly payments. It’s perfect for scheduled maintenance, tires, and repair needs alike.
Let’s Talk Through It Together
Not sure which program is right for you? No problem. Just give us a call or stop by. We’ll go over each option, answer any questions, and help you get back on the road safely and comfortably—without stressing your holiday budget.
At Magic Lube & Rubber, your safety comes first, and with financing available, keeping your car ready for the season has never been easier.


Shawn Gilfillan is the dedicated owner of Automotive Magic in Kenvil, NJ. With over two decades of experience, Shawn has led his team in providing expert auto repair and service since 2003.
In 2022, Magic Lube & Rubber was born in Lake Hopatcong, NJ. Committed to fostering strong community ties and supporting team development, Shawn prioritizes customer satisfaction above all. As a proud family man and long-time resident of Roxbury, NJ, Shawn brings a blend of professionalism and warmth to his business.
Trust Shawn and his team for all your automotive needs with confidence and assurance.










